With extensive knowledge and expertise our financial staff have secured millions in commercial business loans over the years; we're always here to help you and your business.

Commercial finance to help grow your business

The best deal possible

Whether you need commercial finance to grow your business, buy a commercial property or buy a business, we're always here to help. 

Knowledge and expertise

We can steer you in the right direction due to our extensive knowledge and experience. Alongside that, we will guide you along the way.

Speak to us first

Instead of simply approaching your own bank first, speak to us and benefit from our experience, service and whole of market access.

Why use Hilton Smythe Finance?

  • We provide the highest levels of services to each client, who can also benefit from unrivalled support and advice when deciding on which commercial finance package is best suited to them. Our industry experts don't use jargon, but instead just give simple and honest advice.
  • We are regulated by the FCA and members of the National Association of Commercial Finance Brokers, the professional trade body for our industry.
  • We also take a whole market approach by negotiating with high street banks and secondary and third tier lenders in search of the best deal possible.
  • In getting to thoroughly know both you and the business, we can use this knowledge to argue the best possible case to lenders for you. In tasking us with seeking a deal on your behalf, you can get access to the best possible rates and terms on offer across the whole market.

We can streamline the whole process

As an independent broker dedicated to commercial finance, we have developed an in-depth understanding of commercial finance and can use this to guide you through buying or selling a company.

Call 01204 556 300 to contact one of our specialist team for a discreet, no obligation discussion of your particular needs for commercial finance.

The support from Paul Williams at Hilton Smythe Finance has been really valuable in developing our business plan and supporting the business in its early days of operation.

Sean Moffett

James Heating & Plumbing Ltd.

Commercial Mortgages

Property Development Finance

Property Investment Finance

Short-term Finance & Bridging Loans

Business Loans

Acquisition Finance

Management Buyout

Invoice Financing & Factoring

Enterprise Finance Guarantee Scheme

Meet the team

Paul Williams


Head of Financial Services

Paul has more than 25 years’ experience in the financial sector. He has previously worked with banks including NatWest and Yorkshire Bank, where he specialised in business banking.

Paul is responsible for assessing clients’ needs and obtaining commercial finance on their behalf, on a fully independent basis from a wide panel of lenders, matching those needs to the most appropriate lender. He will support the client until the completion of the deal.

Email: p.williams@hiltonsmythefinance.com
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Paul Williams

Alex Heylings


Commercial Finance Broker

Alex has over 10 years’ experience in financial services. He held several banking positions at HSBC in Retail and Commercial Banking where he advised individuals and companies on finance solutions to enable business growth. In 2015 Alex founded his own finance brokerage, Nova Commercial Finance, to fill the gap left by High Street Banks to help those struggling to raise funding.

Alex prides himself on customer care. He works closely with business owners to understand their business inside and out, the challenges they face and their long-term vision. With extensive commercial banking background, he can assess, advise and assist with sourcing all types of business and property finance.

Email: a.heylings@hiltonsmythefinance.com
Linkedin
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Alex Heylings Commercial Financial Broker

Gareth Smyth


CEO

Gareth is one of the founding Directors and owners of Hilton Smythe Finance. Having worked in the Finance and Business Sales arena since 2006. Gareth qualified in 2011 with a Law Degree and has completed the Goldman Sachs 10,000 small business program as well as the Certificate in Business Administration at Salford University. Gareth is responsible for performance and strategic growth.

Away from work, Gareth enjoys cooking and keep fit, is a proud Bolton Wanderers supporter and loves gadgets and technology.

Email: g.smyth@hiltonsmythe.com

Gareth Smyth

Craig Graham


Managing Director

Craig is one of the founding Directors and owners of Hilton Smythe Finance. Having worked in management, and studying Law at University. Craig oversees the day-to-day running of the business and utilises his passion for customer service and process improvements to ensure an efficient and cost-effective business structure. Craig is responsible for the smooth running of the business overseeing all Operational functions with all managers reporting directly to Craig.

Away from work, Craig enjoys spending time with his friends and family and walking his dog. Craig is also a keen Rugby Fan and armchair Football supporter, and is actively involved with various charitable causes including being Chairman of Primary School Trust.

Email: c.graham@hiltonsmythe.com

Craig Graham

We can steer you in the right direction due to our extensive knowledge and experience. Along side that, we will guide you along the way. Our unique approach ensures you get the best possible rates and terms available across the entire market. Instead of simply approaching your own bank first, speak to us and benefit from our experience, service and whole of market access. It’s important to approach the right lenders relevant to your specific needs. We ensure we approach the right lender, for the right finance resulting in the best deal for you.